Market Performance
- Price movement – Universal Insurance (UVE) closed 1.4 % higher at 04:52 PM Central Europe on 23 Oct 2026, trading at approximately USD 48.68 on major exchanges.
- Shares outstanding – 27.8 million UVE shares are currently in circulation.
- Market capitalization – USD 1.3 billion.
- Volume – USD 10.1 million of UVE shares were exchanged in the last 24 hours.
- Year‑to‑date performance – Since the end of the previous month, UVE’s share price has increased 13.96 %.
- Moving average – The 200‑day simple moving average is USD 38.39.
- 52‑week range – Highest price: USD 48.74 (22 Oct 2026); lowest price: USD 28.32 (23 Jan 2026).
Corporate Results
Universal Insurance Holdings, Inc. released its third‑quarter 2026 earnings report on 22 Oct 2026. Key highlights are:
- Revenue and operating income – Both increased relative to the same quarter in 2025.
- Net premiums earned – Grew due to higher direct premiums written across the multi‑state portfolio; a new reinsurance program lowered the ceded‑premium ratio.
- Underwriting performance – The combined ratio fell to roughly 91 %, reflecting lower loss and expense ratios.
- Earnings per share – Rose modestly.
- Dividend – A quarterly dividend of 16 cents per share was declared.
- Capital strategy – The filing noted a modest share‑repurchase program and emphasized ongoing underwriting discipline and capital management.
- Financial statements – Included GAAP and non‑GAAP reconciliations and detailed disclosures.
Peer Activity – Last 24 Hours
| Company | Ticker | % Move | Current Price (USD) | Market Cap (USD bn) | P/E Ratio |
|---|---|---|---|---|---|
| Energizer | ENR | +2.94 % | 22.53 | 1.6 | 19.34 |
| Structure Therapeutics | GPCR | –3.8 % | 21.63 | 1.6 | – |
| Liberty Latin American | LILA | +1.5 % | 8.09 | 1.6 | – |
| Bank First | BFC | +2.34 % | 147.11 | 1.6 | 18.49 |
| Oceanfirst | OCFC | +3.23 % | 16.55 | 1.6 | 18.93 |
Company Overview
Universal Insurance Holdings, Inc. (UIH) is an insurance holding company headquartered in Ft. Lauderdale, Florida. UIH operates through subsidiaries that provide insurance underwriting, distribution, and claims processing services. The company is listed on the New York Stock Exchange and primarily serves customers within the United States.

